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خلاصہ
Detail oriented, improvement-driven with communication, problem-solving and analytical skills. Commitment and enthusiasm will provide excellent performances for the benefit of a future employer. A reliable, focused and computer literate individual that possesses a professional manner, flexible approach to work and the ability to work under own initiative or as part of team.
Ability to multi-task, integrating the work of other individuals to accomplish defined and prioritized activities. Quick to adapt new software and techniques and consistent to deliver tasks on commitments.
پراجیکٹس
تجربہ
Unit Head Consumer Reporting and Analytics ( Risk Management Group )
Ø Supervision of consumer MIS preparation as per SBP Prudential Regulations / Bank Policies & Procedures and management's requirement from time to time. Also ensure timely and correct data sharing with SBP Inspection, External & Internal Audits for Consumer Portfolio
Ø Perform in-depth portfolio analysis of Consumer products to assess risk & opportunities as per credit policy guidelines. Validate & refine credit policies/processes through use of analytics.
Ø Collaborate with IT and data teams to optimize data infrastructure for efficient risk analytics processes.
Ø Stay informed about regulatory requirements and industry best practices, ensuring the organization's risk analytics processes comply with relevant standards.
Ø Supervision of extraction of asset product data from CRMIS views and get the final product eCIB files as per SBP guidelines & regulations.
Ø Responsible for updating Behavior score (CRR) model of Consumer, Corporate & Commercial clients.
Ø Supervise the Updation of Consumer Scrub portal with regards to development of Consumer MCB Portfolio report on web portal.
Ø Data preparation for SBP inspection, External & Internal Audit team.
Ø Supervise monthly eCIB reporting, along with reporting to new Private Bureau's as per SBP PRs/Guidelines and Bank's Policies and Procedures.
Ø Develop processes to automate and scale reporting program capabilities wherever possible.
Ø Effectively manage, mentor and train a team of MIS Officers that support multiple major cross functional analytical work streams.
Ø Creating backups by re-distributing assignments among staff.
Ø Collaborate with legal and compliance teams to address regulatory inquiries and audits.
Ø Collaborate with senior management and key stakeholders to communicate risk analytics insights and recommendations.
Ø Preparation / Rectification / Identification of Basel Categories & Risk weight on bank portfolio for CAR calculation.
Senior Manager Un-Secured Portfolio Consumer Reporting and Analytics Unit
Ø Improvement in eCIB reporting by making appropriate changes, i.e. updation in profile related information in line with CARDZONE system and thorough reconciliation of eCIB including a complete reporting cycle from CIF files to eCIB
Ø Managing VISA (Credit Card) data from Card Zone System i.e. Data Extraction, Reconciliation and MIS / Reports preparation
Ø Responsible for updating Behavior score (CRR) model of Consumer, Corporate & Commercial clients.
Ø Preparation of SBP Scrub Data for upload on Scrub Portal.
Ø Preparation of various MIS / Reports as per SBP PR's and Bank Policy (PPM) and as per requirements of Unit Head / Department Head or management from time to time.
Ø Data preparation for SBP inspection, External & Internal Audit team.
Ø Prepare Process document against all Workflow of Consumer MIS's & eCIB including New Card System (CardZone)
Ø Preparation / Rectification / Identification of Basel Categories & Risk weight on bank portfolio for CAR calculation.
Ø Extraction & implementation of external risk rating on bank wide portfolio.
Ø Assist Team in smooth execution of the assignments.
Manager Un-Secured Portfolio in Consumer Reporting and Analytic Unit
Ø Improvement in eCIB reporting by making appropriate changes, i.e. updation in profile related information in line with CARDZONE system and thorough reconciliation of eCIB including a complete reporting cycle from CIF files to eCIB
Ø Managing VISA (Credit Card) data from Card Zone System i.e. Data Extraction, Reconciliation and MIS / Reports preparation
Ø Responsible for updating Behavior score (CRR) model of Consumer, Corporate & Commercial clients.
Ø Preparation of SBP Scrub Data for upload on Scrub Portal.
Ø Preparation of various MIS / Reports as per SBP PR's and Bank Policy (PPM) and as per requirements of Unit Head / Department Head or management from time to time.
Ø Data preparation for SBP inspection, External & Internal Audit team.
Ø Prepare Process document against all Workflow of Consumer MIS's & eCIB including New Card System (CardZone)
Manager (MIS & Reporting Unit)
Ø Preparing daily / monthly collection MIS accurately & within appropriate time.
Ø Monitoring of credit losses & recoveries in detail for all products, reporting accurate Net Credit Loss.
Ø Coordinating with other GCG units for resolving issues & reporting to management.
Ø Managing, analyzing & reporting unit expenses.
Ø Incentive calculation & payout of the entire unit.
Ø Service coordinator between Collection & other GCG units.
Ø Monitoring & reporting of critical collections processes.
